Sharif J. Small, President & CEO of S.J.S., has been in the financial service industry since 2002 starting as a Insurance Agent and Financial Planner for Mass Mutual Financial Group. While at Mass Mutual, he obtained the following licenses: Life/Heath insurance licenses, Series 6, 63 and 65 securities licenses. In 2005, Small left Mass Mutual to form his own practice to focus more on financial literacy, planning and advice. Also, Mr. Small has over ten years of tax and seven years of accounting experience working for Accountemps and Accountants International as a Contract Bookkeeper and Staff Accountant for small businesses, non-profit organizations and corporations. Mr. Small has an A.A. in Business Administration from The Community College of Baltimore County (CCBC), a B.S. in Accounting with a Concentration in Personal Financial Planning from Towson University and has obtained the Accredited Financial Counselor (AFC) Designation from Association for Financial Counseling and Planning Education (AFCPE). Mr. Small has been published in The Bizmonthly and The Baltimore Business Journal on retirement, taxes, and accounting issues. Also, he is the Baltimore Financial Literacy Examiner publishing financial empowerment articles for the online newspaper. Mr. Small is actively involvement in various professional and community organizations. In 2010, he help co-host an Annual Baltimore Financial Planning Day with the Mayor's Office and City of Baltimore to provide free financial literacy workshops and financial counseling sessions to Baltimore City residents. In 2013, became a Military Contractor for Serco, Inc as a Financial Planning Counselor and Business Consultant to help military soliders transition to civilian life. Past Activities Included: Pro Bono Program Committee Chair, Financial Planning Association of MD; National Board Member, Association of African American Financial Advisors. Current Activities: Financial Empowerment Commitee Chair, Urban League of Young Professionals; Co-Founder and Liaison, National Association of Black Accountants, Towson University Chapter.